Archive for November, 2009

Ways to save $550.00 a month on groceries

The other day I ran into a friend who showed me ways she saved 550.00 a month on groceries. We had not seen each other in a while, therefore we updated one another on how the children were doing and proceeded to talk about the sales that were available in the store. She then shared with me how she took a $750.00 a month grocery bill and lowered it to $200.00 a month. As a result I am going to share with you. Hopefully it will help in the mist of our struggling economy.

1) The first thing she does is visit http://www.hotcouponworld.com and sign up to find out the upcoming deals and sales available in our area.

2) Also, she goes to our local dollar store and purchases 4-10 newspapers every week on Sunday; depending on the coupons in the paper.

3) She mentioned sometimes dumpster diving, your chances might be better if you dive into a recycle bin, depending on where you live.

4) My husband use to deliver papers and sometimes he would have extra papers. You might want to get to know your paper guy or contact your local station to see if they are willing to give you some extra inserts ads.

5) Also you can find coupons in the free paper that are delivered to your house on the same day as the Sunday paper.

6) Here is one that I used this week; I did not have a coupon for an item I wanted, therefore I Google it and printed it out.

7) She cuts out every coupon in the ads. To save time, she puts the same ads together and will cut them all at once.

8 ) Now it’s time to make her grocery list. Her list is determined by her coupons. If there is not a store with that item on sale, the coupon goes back in the file folder until the item goes on sale.

9) She also, looks at the the stores flier to determine if they are running any specials Ex: buy 20.00 in a particular item and get $5.00 toward your next order, plus she uses her coupons for that item, if she has it.

10) She shops at Giant Eagle and they give her fuel points .20 off every $50.00 spent in the store. She says once a month she gets a free tanks of gas.

11) If there is another grocery store near Giant Eagle that store will match their competitors offer in most cases, therefore be sure to inquire about their coupon rules.

12) She primarily shops at Giant Eagle or Krogers. Giant Eagle will double their coupons up to $1. You can use up to 4 coupons at one time, rules vary according to location.

13) I forgot to mention one last thing she did to lower her grocery bill. I don’t recommend this one, but it was part of her equation. She got rid of her husband.

I have attempted to share everything with you, she has shared with me. I would love to hear about your coupon ideas. Please leave a comment on this article.

To Your Success,

Rachale Kelley
Business & Online Marketing Mentor

Skype:rachalek1
419-472-0111

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Money Making Business Idea

Nowadays, money making businesses ideas have been progressively more tricky to make ends meet with just one source of income. As a result, a lot of people are exploring new means on how to earn extra income. Some take part time jobs or search for jobs with a bigger pay and others search for innovative ways on money making business ideas.

There are tons of money making business ideas; you just have to know which area you are good at. Here are 3 ideas that might be of use to you.

•Selling – This might be the easiest way to make money if you know the tricks of selling. There are a lot of ways in which you would be able to sell your products; one of the best ways would be on the internet. This is known as online marketing.

•Do what you love – Why not use your hobby as a start to making your own small business? For example, if you love gardening, you can make your own little flower shop and grow from there. Or if you love baking. You can start selling cookies to people you know. In this way, it would not feel like another job for you, you could earn money while doing what you love.

•Online business – Aside from online marketing, there are other money making business ideas that can be found on the internet, these are being a virtual assistant, online typing services, online teaching, online data entry, online proofreader and the list goes on.

It might be tough trying to make ends meet, but with opportunities like these, one would be crazy not to try it.

To Your Success,

Rachale Kelley
Business & Online Marketing Mentor

Skype:rachalek1
419-472-0111

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Moms Work at Home Business

Moms work at home business, eliminates waking up early in the morning just to make breakfast for the kids and get ready for work? Being able to balance your life with work is not a very easy thing to do, especially for mothers. Moms know how much they are needed at home but money is a great factor to be able to meet our needs and demands.

Do you know what a work at home business is? Business entrepreneurs figured a way on how mothers can stay at home,
to take care of their kids, do their household tasks, and earn money. This is what they call the Work At Home jobs. It is basically a business, with any size or type wherein a person is able to work at the comfort of their home.

There are different kinds of work at home jobs. There are online data entry, online teaching, being a virtual secretary, and a lot more. You will find most of these jobs on the internet. You can find almost anything on the internet. These jobs are most convenient to mothers who want a work at home business.

Work at home businesses helps you save a great deal of money, time and effort. You would be able to do all the necessary things that need to be done at home, while still earning. You don’t have to miss work for a school recital and no more commuting. Not only can you spend time for yourself, but you could also spend time with your family.

To Your Success,

Rachale Kelley
Business & Online Marketing Mentor

Skype:rachalek1
419-472-0111

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Extra Income Opportunities

Anyone can have extra income opportunities even offline. But the best type of income opportunity is the passive form, the kind which gives you freedom from too much work. You can set up a site that sells any information product. All you have to do is look for a good and competitive niche.

There are tools to help you come up with a great product that you can sell, in a site that you created for selling it. But before anything else, if you are a first timer, you should look for an credible mentor.

Everybody, even the ones who are experts in their fields started with their own mentors. In that way, you can stay away from extra expenses and wrong investments. You will also have the right knowledge and skills that you will always have good use of.

It helps to do research as well. Do a self-training, but make sure that you are doing it within your means. Don’t try to buy as many tools you come across, just because they have good sales pages. Good extra income opportunities need not be given to you; you can create the opportunity for yourself. It only takes a little zest, determination, and the smart initiative to find a good product and figure out a way to reach the right target audience for it.

If you’re starting with a lit bit of money, don’t be afraid; you can use more time to compensate to what you lack financially. There’s a great chance that you’ll even be in much better shape if you do that.

To Your Success,

Rachale Kelley
Business & Online Marketing Mentor

Skype:rachalek1
419-472-0111

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Self Employment Opportunity

What is a self employment Opportunity? It could be anyone who works for themselves. Someone who has his own business, or someone in freelancing, or a self-governing contractor is a self employed professional. Whether you are working from home, selling goods on the internet or running a home based business, they falls under the category of self employment.

Getting started is either simple or hard. The thing is, you have to know whether you are good at convincing people to buy your products and your services, or if you are productive working on your own.

Nowadays, there are absolutely numerous self employment opportunities available. You just have to remember that self employment doesn’t come easy. You have to be willing to commit to your work, keep a positive mindset, set goals, stay focused and choose the right legitimate job or you will end up in a scam. Self employment is not a get rich scheme. Like any other job, you have to work hard to get paid. The most common self employment opportunities can be found online. There are online data entry, online teaching, online marketing, web designing, graphic designing, online surveys and etc.

If you are studying, or just want to earn extra income, you will be pleased to know that there are part-time online jobs too. Not only does this help you save time, but it also helps you save money. You can be your own boss. Work at your own time and pace. Work a few hours a day and still be able to finish up the other things you have planned to do. Doesn’t that sound great?

To Your Success,

Rachale Kelley
Business & Online Marketing Mentor

Skype:rachalek1
419-472-0111

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Free Business Plan Example

A free business plan example can help you, whether you are just starting out, need funds or just new ways to stir things up. Creating a business plan will help you achieve that goal. You have to know the basics. How long you want it to last, creating the right plan, and the types of plan that you want. Then you have to analyze your plan. Establish you objectives, your financial limits, and maximize the potential of your company.

The elements of business planning are executive summaries which contains the objectives, the mission and the key to success of the plan you are making. Then we go to the business description which is a description or a summary about the company, its ownership, location and its facilities. Next we go to the product that you want to sell or the idea that you want share. You explain or elaborate your idea, compare it with other products and see how it will affect your business. Then we go to the marketing analysis. You have to know who your marketing targets are, and you have to develop your marketing strategies. Next would be implementing your strategies. How to promote the strategies, the distribution, the sales strategy and how to market them. Next, is management summary, you have to choose the people you want to work with, to make this plan work. Choose your own team; organize a structure and a personnel plan. And lastly, the financial plan, money makes the world go round. So you have to know the important assumptions of your plan, the key indicators of the plan, the business ratios and you have to make the final conclusions.

If you want log onto the internet and do a search on free business plan examples. Was this article helpful?

To Your Success,

Rachale Kelley
Business & Online Marketing Mentor

Skype:rachalek1
419-472-0111

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Work at Home Mother

Are you tired of waking up early in the morning just to get ready for work? Tired of the heavy responsibilities you are facing at your work place just to pull through? There’s a new fad today for a work at home mother. She does not want to leave home. This in not only for mothers, but for students or anyone for that matter, who would wants to accomplish this kind of work.

Business entrepreneurs have figured out a way that mothers can stay at home and take care of their children, do their household tasks, and earn money. They can be a work at home mother. It is basically a business, with any size or type wherein a person is able to work at the comfort of their home.

There’s a great deal of work at home opportunities today. Whether you have your own business, you’ll work for a home based company or find one on the internet (you can find almost anything and everything on the internet). You will find home based data entries, transcription jobs, being a virtual secretary, home based call center, article writing, online teaching and so much more.

Not only do you save time and energy heading to your work place and getting back home. You now can take care of the other necessary things that need to be done at home and still have time for yourself, by being a work at home mother. You’d be amazed at how much time you’d have at your grasp. Plus the convenience of the location is wonderful. But do you know what the best part is? It is having the time to spend with your family.

To Your Success,

Rachale Kelley
Business & Online Marketing Mentor

Skype:rachalek1
419-472-0111

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Make Money Online With Affiliate Programs

With the advent of Internet, to make money online with affiliate programs has evolved dramatically over time. The Internet has become a source for a million of possible things that you can do. A few of those involves communication between people on different countries, job searches in local and international locale, online businesses, and money-making schemes.

Since the Internet can be accessed by most (if not all) people, many advantages have presented themselves. One advantage that stands out perhaps the most is the money-making proposal. Everyone wants to earn some extra cash. What better way to earn an additional income than spend just a few hours in front of your computer.

You can make money online with affiliate programs. Affiliate programs are gaining popularity as a new effective internet marketing tool. What is an affiliate program? An affiliate program is a company that allows you to sell their products and earn a profit while doing so.

Affiliate marketing is a home business that allows you to gain huge commissions by just referring customers to the products and services of an affiliate program. How do you do this? In a nutrition niche, a nutrition site may pay you a certain amount of money for every sale that you recruit.

Affiliate marketing does not only benefit you as the earner but also the vendor himself. While you are busy directing traffic of potential customers to the vendor’s website, the vendor is all too delighted with the increase of traffic to his site. Hence, affiliate marketing is a two-way process of beneficial profit-earning process.

To Your Success,

Rachale Kelley
Business & Online Marketing Mentor

Skype:rachalek1
419-472-0111

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Advertise on the Web

With the rampant increase of online businesses these days, one must advertise on the web. Online marketing has become a popular way of doing business these days, you just can’t resist not to join. The Internet has become a very useful and powerful marketing tool for many. Many entrepreneurs have taken advantage of this online tool that can reach millions of people.

If you are currently running an online business, posting press release articles on your website and achieving good search engine may have attracted customers to your products. But these are not merely enough. One of the effective management strategies involves advertisement. Call out the attention of more customers as you advertise on the web.

Advertising on the web is really useful. With more people having access to the Internet, yet having less time to go out and shop, they depend reliably on the Internet. People instead shop around at the internet looking either for shops with low prices or for products that they can purchase online. In order to catch their attention and direct them to your website or store, advertise your products creatively.

Furthermore, advertising on the web is not merely for online businesses. Offline businesses are very much welcome to advertise on the web as well. You can advertise your products on the web simply by letting your customers know where they can possibly visit your shop or office.

Simply posting your products and their prices in your ad is not enough. Make sure to make your advertisement on the web very attractive and unique. Visually-attractive advertisements are often the first step as to why customers visit your website and check out your products.

To Your Success,

Rachale Kelley
Business & Online Marketing Mentor

Skype:rachalek1
419-472-0111

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Life with a special needs child

Thinking about my , has caused me to draw a blank about providing money making tips today. I would like to share a delicate part of my life; having a special needs child. I have hesitated sharing my story because I teach others, not to entertain negative thinking. But after speaking with my mentor, I have come to the conclusion that my life with a special needs child is not negative, but reality. There are some good and some not so good days, but I won’t complain. Not only is this my my life, but also the the lives of so many people. You may be able to relate to what I am about to share. Some of this will make you laugh and at other times it will make you cry. Before sharing the trials after giving birth to my son, I would like to share a recent triumph that seem so little, but means so much.

For the past three weeks my son with DS has been sick and very grumpy. A daily characteristic for most DS children, so I have been told. If my son does not get an adequate amount of sleep, he is not the easiest person to get along with. After seven years, I have learned that his rest is vital to my survival. As well as the people around him. If he does not get his rest, he will hit, kick and pout. For the last several weeks, I have allowed him to sleep in and arrive late to school, praying that he will have a good day and be nice to his paraprofessional.

Well this particular morning he slides down the stairs. I greet him with a big smile, a warm greeting and he says “rooooar”. I decided to ignore him and continue to do what I was doing. Shortly afterward, he runs to me with his arms wide open and says “mommy”. Jumps in my lap and kisses me at least twenty times, yes he is a charmer. I pray that his wife will like affection, because he sure knows how to charm a lady. I found myself blushing, due to all of the attention he had just given me. I thank God for giving me such a wonderful gift ! In spite of the challenges that I face, as a mommy with a child that has Down Syndrome. Those are the moments that I look forward to each and every day!.

What about you? Do you have a special needs child, or do you know of someone who does? Can you share a memory that you had with that person? Please leave a comment and let the world know about the joy they bring to our lives.

To Your Success,

Rachale Kelley
Business & Online Marketing Mentor

Skype:rachalek1
419-472-0111

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